Medical Loss Ratio Report

The Centers for Medicare & Medicaid Services (CMS) published a new report that shows the premium rebate record since 2011. The Affordable Care Act requires that health insurance companies spend a minimum of 80% of premium dollars on health care, resulting in $2.4 billion in consumer rebates since 2011. CMS' results indicate that consumers are receiving a higher value for their premium dollars as a result of the Medical Loss Ratio (MLR), 80/20 rule.