What Factors Influence the Kind of Long-term Services Patients with Private Insurance Choose Over Time

What are the factors that influence the kind of long-term services patients choose over time? This was examined through a study that interviewed individuals with LTC insurance policies over a two year period. Having someone available to assist when needed, and feeling safe were found to be the most important considerations. 93% responded that home care was their first choice, however 71 % indicated that there were no options for LTC other than nursing homes in their area.